Need a personal loan?

As I've mentionned before, I've been looking at maybe taking a persoanl loan to finance my trip to China this summer. There's a nice site out there if you're looking for a personal loan, payday loan or anything in between. IT's a nice quick site with tips, news, alternative loan programs and more. Right now they got a Carnival of Budgeting hosted on their site, which is good because they got tons of links to other sites on finance, budgeting, loans and more, so you'll get more than just loan news. Overall it's a nice starting site headed in the right direction, and one that I'll be checking up more and more to learn more about them.

Enjoy,

-Steve

Things needed when travelling

I was speaking to my friend Carter last night trying to figure out details for our trip to China and the things I'm going to need to step before leaving. One of the key aspects is having a bank account that's a) accessible worldwide and b) accessible from the Internet. I may not be traveling to the UK this time so I'll be using one of my local bank accounts but those living in the United Kingdom should check out The Co-Operative Bank for it's range of products, including it's online banking accounts, which could be great for reaching overseas. I wouldn't hesitate to check it out, since their accounts can be managed online from anywhere in the world it seems like a good option for travelers.

Other things I have been working on are travel tickets and VISA's, but those are stories for another time when I get more info to share with you guys. Enjoy the tips,

-Steve

Tags: Bank Accounts, Online Banking

Credit Card thinking while on vacation

Since I'm here in Miami I've been going over my finances and doing rough calculations for the months ahead and looking over my 2 credit cards. I was a little reluctant to have 2 credit cards at first but overall I find that if you can manage your cards and only use one at a time you're fine. It's often a wise decision to do some balance transfers if you have a high interest beginning card with a lot of debt you can get a 0% credit card, which is low interest to save you money while you pay it off. There's also tons of credit cards with nice things like cash back, no annual fees and other perks like Air Miles, so why not compare credit cards and find out which one is for you. I'm thinking of getting another card, I keep getting offers, but of course doing my research is key and whenever anyone is looking for one check around, there's always options.

There's my advice for the night, enjoy!

-Steve